Western Mortgage Brokers, Inc. differentiates itself from banks and credit unions by providing the following: Direct wholesale pricing, loan options from multiple lenders and turn times that are a matter of weeks - not months. The most important difference though is that our mortgage professionals are NOT paid more for selling you a higher rate - as is the case with the banks. In fact, our compensation (by law) is a fixed percentage of your loan amount and is paid by the lender – not you.